Duncklee & Nott - Newsletters

Month	Highlights
May 2013	Income-Based Repayment (IBR) for Federal Student Loans Financial Tips for Obtaining a Mortgage Loan Four Retirement Saving Myths What are health Exchanges and do I have to buy health insurance through them?
April 2013	Making the Most of Your 401(k) Plan Understanding the New Medicare Tax on Unearned Income Ways Grandparents Can Help with College Costs I don't think I'll be able to file my tax return by April 15. Is there any way to file my return at a later date?
March 2013	Expecting a Large Inheritance? Don't Count on It Looking Backward and Forward on Entitlement Programs How to Give Wisely and Well How can my child get a better financial aid package?
February 2013	Federal Income Tax Filing Season Is Here Real-life Financial Tips for Different Generations Questions and Answers about Social Security I'm going on a cruise -- do I need to purchase travel insurance?
The American Taxpayer Relief Act of 2012	The new year began with some political drama, as last-minute negotiations attempted to avert sending the nation over the "fiscal cliff." Technically, we actually did go over the cliff, however briefly, as a host of tax provisions and automatic spending cuts took effect at the stroke of midnight on December 31, 2012.
January 2013	Estate Planning Issues for Unmarried Couples Compounding Can Add Fuel to You Portfolio Healthy Personal Finance Resolutions for the New Year Is winter storm damage covered by my homeowners insurane policy?
December 2012	On the Precipice: the "Fiscal Cliff" Real Estate Investment Trusts (REITs) Withdrawals from Traditional IRAs What health-care provisions are effectivein 2013?
November 2012	Year-End Investment Planning and the Fiscal Cliffhanger Two Social Security Strategies for Married Couples Ways Grandparents Can Help with College Costs Do I have the right type of life insurance?
October 2012	Breaking Down the Taxpaying Population: Where Do You Fit In? Four Retirement Planning Mistakes to Avoid Should You Make Large Gifts in 2012? Do I need to file a gift tax return?
September 2012	Four Planning Considerations for Every Small Business Owner Retirement Plans for Your Small Business Natural Disaster Planning for Small Businesses Do I have the right type of life insurnace?
August 2012	Speculating on the Future of the Federal Estate Tax New 401(k) Plan Disclosure Rules Of Taxes Past, Present, and Future Is it true that Social Security beneficiaries are being required to receive their payments electronically?
July 2012	Mid-Year Reality Check: Covering Your Bases in Uncertain Times How to Raise a Saver Retirement Rules of Thumb What happens to my retirement benefits if my employer goes out of business
June 2012	How to Plan a Last-Minute Vacation Four Things to Do in the Four Years Before College Pay Down Debt or Save and Invest? Can I convert my traditional IRA to a Roth IRA in 2012?
May 2012	Election Year Tax Talk: Deciphering the Terminology Why Women Need Social Security Asset Protection Strategies Beyond Insurance What is personal liability insurance and do I have it?
April 2012	Planning for a Career Change Seniors Are Often Targets of Scams Investing in a Low Interest Rate Environment Can I provide annuity payments to my heirs after I die?
March 2012	Four Money Mistakes You Might Be Making Retirement Plan and IRA Limits for 2012 Business Owner Succession Planning Can reducing my credit card debt actually lower my credit score?
February 2012	Keeping Market Volatility in Perspective Debt Payoff Strategies 2011 Tax Season Considerations With mortgage rates so low, does it make sense to refinance?
January 2012	Making Financial Resolutions? Look Back at Last Year Q & A on Filing the Federal Financial Aid Application How Much Do You Know about Social Security? Are hobby expenses deductible?
December 2011	Five Year-End Tax Planning Considerations Tax-Advantaged College Savings Strategies Open Sesame: Strong Passwords Key to Account Security What is private mortgage insurance?
November 2011	Why Does Europe Affect Your Portfolio? Tax Advantages of Homeownership Can You Get to a Million Dollars? Does the federal financial aid formula count all parental assets?
October 2011	Year-End Investment Planning: The Clock is Ticking Factoring Health-Care Costs into Retirement Planning All about Indices I'm retiring to a state with no income tax. Can my former state tax my retirement benefits?
September 2011	Talking to Your Child about College Expectations The New Face of Socially Responsible Investing Can You Handle a Financial Windfall? I'm a stepparent. Is my financial information listed on the FAFSA?
August 2011	Crisis Investing: Keeping Your head Getting an Early Start on Saving for Retirement Social Security Survivor's Benefits Can the IRS waive the 60-day IRA rollover deadline?
June 2010	A Mid-Year Financial Review: More Time to Plan Evaluating Risk in Your Portfolio How Much Life Insurance is Enough? How have stocks performed after a recession?